Tired of paying costly monthly fees?
Then MCU is the place for you!

The benefits of being an MCU member are especially evident when you look at how much you can save on costly monthly fees that you pay at other financial institutions.
Every penny counts, so start saving at MCU today.
To become a member, visit your local branch or call 1-866-JOIN-MCU.
  • No monthly maintenance fees on your MCU Share Account, FasTrack Checking Account and Money Market Accounts.†
  • FREE official check and check images if you have a combined balance of $2,000 or more in all your MCU accounts (under the same root account number) as of the last day of the month.*
  • Unlimited check writing, ACH direct deposits, withdrawals and telephone banking inquiries.
  • Point of Sale or Check Card purchase transactions you make at participating merchants are FREE.
  • FREE cash machine transactions or inquiries made at ATMs and kiosks owned by MCU.
  • FREE cash machine transactions at ATMs not owned by MCU when you have a balance of $2,000 or more in one or a combination of your MCU deposit accounts (under the same root account number).When you use a Co-op Network® ATM, these transactions become TOTALLY FREE!**
  • FREE OnLine BillPay and e-Statements.

† Minimum balance fee waived if your account is within the minimum balance requirement. Money Market Account $2,500, MCU Share Account $500.

* Check imaging must be requested and is available to all FasTrack Checking and Money Market account owners regardless of balance.

** The accounts that qualify are: Share, FasTrack Checking, Money Market, Individual Retirement Account (IRA), MCU Share Certificate, Holiday Club, Vacation Club or any combination of the above listed accounts. If your combined balance is less than $2,000, there will be a $1.00 MCU foreign transaction fee for each ATM withdrawal, and 50¢ MCU foreign transaction fee for each balance inquiry or transfer. You may be charged a transaction fee by another bank, regardless of your balance, if you use an ATM outside of the Co-op Network®. Other terms and restrictions may apply.