About MCU

MCU HELOC

No Closing Costs*

Rates as low as prime, Lines of Credit available up to $500,000 and for 10 years, Up to a 20 year repayment term
 
 
Rates as low as prime, Lines of Credit available up to $500,000 and for 10 years, Up to a 20 year repayment term
 
 

*HELOC closing costs are waived if, at closing, you take a minimum advance of $25,000 on line amounts below $250,000 ($50,000 on line amounts $250,000 or over) and you keep your line of credit open for at least three years otherwise you will be required to reimburse MCU for certain fees paid to third parties. These fees can be as low as $1,200 for a $20,000 HELOC and as high as $13,000 for a $500,000 HELOC. This promotional closing costs offer expires on August 31, 2017.

THE ANNUAL PERCENTAGE RATE MAY VARY AND IS EQUAL TO THE HIGHEST PRIME RATE PUBLISHED IN THE WALL STREET JOURNAL ON OR BEFORE THE LAST DAY OF THE PRECEDING MONTHLY BILLING PERIOD PLUS A MARGIN BETWEEN 0% AND 3%.

The Prime Rate as of June 15, 2017 is 4.25%. Rates may be higher based on applicant’s creditworthiness. The maximum Annual Percentage Rate that may be imposed is 6.00% above the initial interest rate at closing. Rates and terms are subject to change without notice. Other terms and conditions apply. View full disclosure.

HELOCs are secured by a mortgage on your primary residence. Co-ops are not accepted. Property insurance is required. New accounts cannot be used to consolidate existing MCU debt. Certain restrictions may apply. Membership is required.

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Routing Transit Number: 226078036

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Routing Transit Number: 226078036