Routing #: 226078036

About MCU

 

Choose the card that’s right for you!

                        
low rates

 

Low Rate Visa® Card

 

6 Month Introductory Rates
As Low As 3.9% APR*

 

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No penalty rate

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No Annual Fees

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No Balance Transfer Fees

Apply Today
 
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cashback

True Rewards
Cash Back Visa® Card

 

12 Month Introductory Rates
As Low As 0.0% APR**

 

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1% Cash Back on Net Purchases***

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No Annual Fees

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Easy redemption options

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No penalty rate

Apply Today
 
            

* APR = Annual Percentage Rate. Introductory APR for new cardholders on new purchases and balance transfers is 3.90% for Platinum, 4.90% for Gold and 5.90% for Classic, based on your creditworthiness, for the first six (6) months that your account is open. After the introductory period expires, 11.15% (Platinum), 12.65% (Gold), and 14.15% (Classic) – these post-introductory APRs may vary. Balance transfers from another MCU loan or MCU VISA® Card are not permitted. The APR for Cash Advances for all MCU VISA® cards is a fixed 17.90%. The Cash Advance Fee for Platinum and Gold VISA® Cards is 3% of the amount advanced but not less than $2.00 or more than $30.00 and is 3% of the amount advanced but not less than $1.00 or more than $30.00 for Classic. If interest is charged, the minimum periodic interest charge is $0.50. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Certain restrictions apply. Membership is required.

** APR = Annual Percentage Rate. Introductory APR for new cardholders on new purchases and balance transfers is either 0.00%, 2.90%, 3.90% or 5.90%, based on your creditworthiness, for the first twelve (12) months. After the Introductory APR period expires, the APR will be either 13.15%, 14.40%, 15.90%, or 17.65% – these postintroductory APRs may vary. The APR for Cash Advances is a fixed 17.90%. The Cash Advance Fee is $2.00 or 3% of the amount advanced, whichever is greater (maximum $30.00).The Balance Transfer Fee is 3% of the balance transfer amount or $2.00, whichever is greater. Balance transfers from another MCU loan or MCU VISA® Card are not permitted. If interest is charged, the minimum periodic interest charge is $0.50. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Certain restrictions apply. Membership is required.

*** Earn 1% Cash Back on eligible net purchases. Please see the MCU TRUE Rewards Cash Back VISA Card Program Description for further information.

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Routing Transit Number: 226078036

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