About MCU

 

Choose the card that’s right for you!

                        
low rates

 

Platinum VISA® Card

 

6 Month Introductory Rates
As Low As 3.9% APR*

 

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No penalty rate

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No Annual Fees

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No Balance Transfer Fees

Apply Today
 
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cashback

True Rewards
Cash Back VISA® Card

 

12 Month Introductory Rates
As Low As 0.0% APR**

 

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1.5% Cash Back on Net Purchases***

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No Annual Fees

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Easy redemption options

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No penalty rate

Apply Today
 
            

* APR = Annual Percentage Rate. Introductory APR for new cardholders on purchases and balance transfers is 3.90%, 4.90% or 5.90% based on your creditworthiness, for the first six (6) months that your account is open. After the Introductory APR period expires, the APR will be, depending on your creditworthiness at account opening, 11.90%, 13.40% or 14.90% – these post-introductory APRs may vary. The APR for Cash Advances is a fixed 17.90%. The Cash Advance Fee is either $1.00 or $2.00 (depending on your creditworthiness at account opening) or 3% of the amount of each Cash Advance, whichever is greater (maximum $30.00). Balance transfers from another MCU loan or MCU VISA® card are not permitted. If interest is charged, the minimum periodic interest charge is $0.50. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Certain restrictions apply. Membership is required.

** APR = Annual Percentage Rate. Introductory APR for new cardholders on purchases and balance transfers is 0.00%, 2.90%, 3.90% or 5.90% based on your creditworthiness, for the first twelve (12) months. After the Introductory APR period expires, the APR will be, depending on your creditworthiness at account opening, 14.15%, 15.40%, 16.90%, or 18.65% – these post-introductory APRs may vary. The APR for Cash Advances is a fixed 17.90%. The Cash Advance Fee is $2.00 or 3% of the amount advanced, whichever is greater (maximum $30.00). The Balance Transfer Fee is $2.00 or 3% of the balance transfer amount, whichever is greater. Balance transfers from another MCU loan or MCU VISA® card are not permitted. If interest is charged, the minimum periodic interest charge is $0.50. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Certain restrictions apply. Membership is required.

*** Earn 1.5% Cash Back on eligible net purchases. Please see the MCU TRUE Rewards Cash Back VISA Card Program Description for further information.

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Routing Transit Number: 226078036

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