About MCU

The MCU2 Student Banking Program offers a full range of financial services to help college students by offering them smart ways to manage their money today and plan for what's ahead.


  • Checking Account – no minimum deposit to open, no monthly service fee
  • MCU² Debit Card - three (3) ATM fee refunds up to $7.50 per month*
  • Savings Account- minimum balance charge is waived if your share (savings) account was opened within the last five years and the member is under the age of 25
  • MCU² VISA® Card – 0% Introductory APR for the first 6 months**, no annual fee, no hidden fees
  • Loans - Personal Loans and Auto Loans with low interest rates, affordable payments and flexible terms.
  • Financially Fit Series: take advantage of the tools and education you need to navigate the basics of personal finance such as budgeting, understanding credit and identity theft. For more information on our Financially Fit Series, email us at financialfit@nymcu.org
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Routing Transit Number: 226078036