About MCU

MCU Shared Secured Loans

Borrow the money you need for the things you want with a low-rate Share Secured Loan from MCU. It’s secured by your Share Account so the more you’ve saved, the more you can borrow. There is no credit check required and easy payments with direct deposit or payroll deduction. As payments are made, the amount posted to principal is automatically available for use.

Apply today and have your loan amount deposited into your FasTrack Checking account. It’s that simple!

To apply for an MCU Share Secured Loan, visit your nearest MCU branch.

Find a Branch

CD Secured Loans are also available.

Learn More


*APR = Annual Percentage Rate. This rate is available for applications received between 11/16/18 - 12/31/18. Your payments will consist of 60 monthly payments of $17.97 on each $1,000 borrowed at 2.99% APR. This promotion is for new loans in the amount of $1,000 or greater (net any outstanding Share Secured loan balances refinanced with MCU). Other share secured loans, in the minimum amount of $500 for up to 84 months, are available at a different rate. Rates and terms are subject to change without notice. Certain restrictions apply. Membership required.

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Routing Transit Number: 226078036

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Routing Transit Number: 226078036