Youth Accounts

Teach your children the value of saving while earning competitive dividend rates. Our Youth Club Accounts include Smart Apple Savers (newborn – 12 years old) and Future Investors (13-21 years old) accounts.

Features:

SmartApple Savers and Future Investors

• Minimum opening deposit of $10
• Earns share dividend rates
• Receive quarterly statement
• Dividends compounded and credited quarterly

Benefits:

• No minimum balance requirements, changes, or fees
• Deposits can be made via Payroll Deduction or Direct Deposit
• ATM access & MCU Online Banking available for Future Investors

To open a Youth account stop by any of our branches or call 212-693-4900.

NOTE: When opening a Youth Club Account, you must provide one document from each column (or activate within 15 days if account is opened off-site):

Proof Relationship
Valid Birth Certificate
Adoption Papers
Proof of Guardianship

Proof of Identification (over 13)
Valid School ID
Learners Permit
Working Papers
U.S. Passport
Valid Non-Driver ID

View the Schedule of Dividends, Service Charges and Fees.