Products & Services

Personal Loans

Need money for a household, personal expense or debt consolidation? An MCU Personal Loan is the simple solution.

An MCU Personal Loan helps you meet your important or unexpected needs.

Features & Benefits:

  • Low interest rates and affordable payments
  • Members who qualify may borrow up to $50,000 (minimum $1,000)
  • Use borrowed funds for any purpose
  • Consolidate your bills and lower your payments
  • Get extra cash for unexpected expenses
  • Direct Deposit or Payroll Deduction for payments
Apply Now

If you have money on deposit in your Share Certificate of Deposit (CD), a CD Secured Loan allows you to borrow against those funds.

Features & Benefits:

  • Minimum loan amount of $500
  • 2 month minimum term/60 month maximum term
  • Continue to earn a dividend on the deposited funds

To Apply: Visit an MCU branch for more information.

Find a Branch


Unsecured Loan up to 60 Months5.95%
Share Secured Loan up to 84 Months3.50%
CD Secured Loan Equal to CD Maturity(up to 60 Months)3.00%

Visit our Rates page for more information

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Routing Transit Number: 226078036

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Routing Transit Number: 226078036