Welcome to MCU!

MCU offers a full range of financial services to help our members achieve important events in their lives like buying a car or a new home, planning for retirement or teaching a child about managing money. If you're eligible to join-we may be just what you need!

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Join MCU Today!

Joining is easy. We serve a large number of employee groups.

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Apply For a Loan!

MCU offers some of the lowest loan rates available.

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Featured Rates

Loans

APR

Auto Loan

2.45%

Personal Loan

9.50%

Apply Now | View all rates

Mortgages

APR

30-Year Fixed

4.170%

HELOC

3.25%

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Savings Rates

APY*

IRA 18-Month Variable

0.65%

CD 36-Month

1.20%

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*Annual Percentage YieldVisit our Rates page for more information.

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This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.

Municipal Credit Union is an equal housing lender.