Save time and money on your next car purchase with the MCU Car Buying Service, powered
by TRUECar. Through the MCU Car Buying Service, you can research thousands of vehicles
and see what others have paid. You’ll enjoy haggle-free guaranteed pricing and savings.
for an MCU Auto Loan and Save Even More!
Here’s How it Works:
SEE what others paid for the new car you want or see used car market values powered
- GET a new car Guaranteed Savings Certificate or used vehicle Price Certificate
- SAVE time and money with a pre-approved MCU Auto Loan and a hassle free deal
- Get pre-approved - Shop with the confidence of a cash buyer with your VIP Check!
VIP Check -Before you visit a dealer, contact MCU for a VIP Check auto draft. If
you qualify, MCU will give you a vehicle purchase check up to your pre-approval
amount. When you visit a dealer with a VIP check in-hand, you'll be in a better
position to negotiate.
Competitive Financing – New and Used Cars: borrow the full amount of bill of sale,
or NADA average retail price including tax, title, tag, extended warranty and any
loan balance on your trade-in *
- Consumers have saved an average of $3,078 off MSRP on new vehicles**
A certified dealer network provides a simple, hassle-free buying experience
- See what others in your area paid for the same car you want
†APR = Annual Percentage Rate. Subject to credit approval. Other restrictions may apply. Rates may be higher based on applicant's credit worthiness. Rates and terms are subject to change without notice. These rates are available to well-qualified borrowers who purchase through the MCU Car Buying Service powered by TRUECar. Some applicants will qualify at higher rates as determined by creditworthiness. For model year 2015 vehicles purchased using the MCU Car Buying Service powered by TRUECar, your payments will consist of 60 monthly payments of $17.09 on each $1,000 borrowed at 0.99% APR. For model years 2015-2014, your payments will consist of 60 monthly payments of $17.29 on each $1,000 borrowed at 1.45% APR. For model year 2013, your payments will consist of 60 monthly payments of $17.51 on each $1,000 borrowed at 1.95% APR. Some restrictions apply. These rates apply when payroll deduction or direct deposit is selected as the method of repayment. Rates will increase after closing if you stop paying your loan by automatic payroll deduction or direct deposit. Rates subject to change without notice. Competitive rates available for older models and refinances. Membership required.
**$3,078 Average Savings represents the average amount
of savings off of MSRP presented to users by Certified Dealers based on user-configured
new vehicles as calculated by TRUECar. Your actual savings may vary based on multiple
factors including the vehicle you select, region, dealer, and applicable manufacturer
incentives. The Manufacturer’s Suggested Retail Price (“MSRP”) is determined by
the manufacturer, and may not reflect the price at which vehicles are generally
sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer
sets its own pricing. Your actual purchase price is negotiated between you and the