Beware of Foreclosure Rescue Scams
Scam artists are stealing millions of dollars from distressed homeowners by promising immediate relief from foreclosure, or demanding cash for counseling services when HUD approved counseling agencies provide the same services for FREE.
If you receive an offer, information or advice that sounds too good to be true, it probably is.
Beware of a company or person who:
- Asks for a fee in advance to work with your lender to modify, refinance or reinstate your mortgage
- Guarantees they can stop a foreclosure or get your loan modified
- Advises you to stop paying your mortgage company and pay them instead
- Pressures you to sign over the deed to your home or sign any paperwork that you haven’t had a chance to read and you don’t fully understand
- Claims to offer “government-approved” or “official government” loan modifications
- Asks you to release personal financial information online or over the phone and you have not been working with this person and/or do not know them
- Go to Prevent Loan Scams* and fill out the Loan Modification Scam Online Complaint Form
OR
- Call The Homeownership Preservation Foundation’s HOPE Hotline at 1-888-995-HOPE(4673) and tell the counselor about your situation and that you believe you got scammed or know of a scam.
*The Loan Modification Scam Prevention Network is a national coalition of governmental and private organizations led by Fannie Mae, Freddie Mac, NeighborWorks and the Lawyers’ Committee for Civil Rights Under Law.