Buying Your First Home:
Is Now The Right Time?

If you’re a member of MCU the right time to buy your first home is NOW. Buying a home is a stressful undertaking. MCU helps minimize that stress by being involved in every step of the home-buying process, to provide you with the right knowledge, financial products and support.
To learn more about MCU mortgages and lines of credit, you can click on the Mortgage Place, call 212-238-3521 or stop by your local branch.
Not a Member?
Call 1-866-JOIN-MCU. You can Join MCU and apply for your loan in the same phone call.
At MCU we offer flexible mortgage options, and products and services specifically designed just for first-time homebuyers.
  • Conventional Mortgages from 10 to 40 years with fixed terms.
  • Home Loan Payment Relief (HLPR) is designed for first-time home buyers who are purchasing an owner-occupied principal residence. It offers low, fixed and adjustable interest rates.
  • Community 95 is another option offered to first-time home buyers with a flexible source of funds for down payment. It offers a low down payment of just 5%, flexible credit guidelines and no monthly reserves.
  • MCU’s First-Time Home Buyer Seminars allow you to speak with an MCU Mortgage Specialist who will navigate you through the home buying process.

Visit the First-Time Home Buyers section to find out more about purchasing your first home. Use our Mortgage Calculators, Home Buying Learning Guide and Home Buying Coach to better understand the process and take the guesswork out of purchasing a home. With MCU working on your behalf, your best interests will be served.