Think Your Credit Card Rate Should Increase After One Late Payment?

MCU Doesn't!
This is called Penalty rate pricing. Municipal Credit Union understands that due to various circumstances, there are times when you might make a late payment. Banks may increase your rate to 29.99% or higher. We do not charge penalty rate pricing.
MCU's Credit Cards will
save you money now... and later.
  • Save with no annual fee (Bank credit cards can charge you up to $79).
  • Consolidate your high-interest cards with NO-FEE balance transfers (Banks charge up to 3% in transfer fees, adding up to $300 on a typical $10,000 transfer).
Apply for your MCU Visa credit card today!
Call 1-800-LOAN MCU
or click here to download an application

 
Balance transfers on existing MCU loan and VISA card accounts are not permitted. Certain restrictions apply.
Membership required.