A fee to transfer your credit card balance? MCU doesn't think so.
Banks charge up to 5% in transfer fees, adding up to $500 on a typical $10,000 transfer.
Consolidate your high-interest cards with
NO-FEE BALANCE TRANSFERS.

MCU’s credit cards will save you money now... and later.

  • NO PENALTY RATE increases. Municipal Credit Union understands that due to various circumstances, there are times when you might make a late payment. Banks may increase your rate to 36% or higher. We do not charge penalty rate pricing.

  • Save with NO ANNUAL FEE (Bank credit cards can charge you up to $79).

Transfer your high interest rate card balances today!
Call 1-800-LOAN-MCU
or click here to download an application


Not a Member? Call 1-866-JOIN-MCU.
You can join MCU and apply in the same phone call.