You can join MCU and apply for your loan in the same phone call.
* With approved credit. Not all members will qualify. Rates may be higher based on applicant’s creditworthiness. Requires direct deposit or automatic payroll deduction as method of repayment. The Annual Percentage Rate (APR) will increase during the term of this transaction if you discontinue payment through payroll deduction or direct deposit. Your payments will consist of 60 monthly payments of $20.26 on each $1,000 borrowed at 7.95% Annual Percentage Rate (APR). Higher loan amounts available over $15,001 at just 9.45% APR for up to 60 months. 60 monthly payments of $20.99 on each $1,000 borrowed at 9.45% APR. Rates and terms are subject to change without notice. Certain restrictions apply. Membership is required.
This web site, www.nymcu.org, is the only
authorized web site of Municipal Credit Union of New York City, New York.
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency*
*The increase from $100,000 to $250,000 will remain in effect, unless extended further by federal authorities, until 12/31/13.
Municipal Credit Union is an equal housing lender.