About MCU


What is an unsecured signature personal loan?

The unsecured personal loan is a popular and easy borrowing option that does not require any collateral. Borrowers apply for a fixed amount of money, which is generally repaid within a fixed period of time.

What are the uses of personal loans?

Personal loans can be used to meet any of your important or unexpected needs:
  • Bill consolidation
  • Family expenses
  • Wedding expenses
  • New appliances, furniture or other household goods
  • Tuition or other education expenses
  • Vacation expenses

Why personal loans?

Personal loans offer you the opportunity to take out a set amount of money that you need and repay these funds over time at a fixed rate without any collateral. It is an easy and effective way to get the money for the things you need now, with the convenience of low monthly payments to repay the loan.

Why choose a personal loan from MCU?

With MCU, members can repay their personal loan through payroll deduction from their paycheck, giving you peace of mind knowing your payments will be made on time, every time.

MCU Personal Loans are here to help you pay for the things you need!

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*APR= Annual Percentage Rate. With approved credit. Rates may be higher based on your creditworthiness. Requires direct deposit or automatic payroll deduction as method of repayment. The Annual Percentage Rate (APR) will increase by 2% during the term of this transaction if you discontinue payment through payroll deduction or direct deposit. Your payments will consist of 60 monthly payments of $19.31 on each $1,000 borrowed at 5.95% APR. 5.95% APR available for amounts up to $15,000. Higher loan rates apply for amounts in excess of $15,000. Rates and terms are subject to change without notice. Certain restrictions apply. Membership is required.

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Routing Transit Number: 226078036

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Routing Transit Number: 226078036