We are MCU members. Not customers!

Municipal Credit Union has always been the better choice!

Why have so many people joined MCU?

  • Free Checking
  • Free Online Banking with MCU BillPay and E-Statements
  • Low rate VISA® credit cards with no hidden fees
  • Great low rates on auto loans, mortgages and personal loans
  • Member-focused throughout our 93 year history
  • Strong, safe and financially stable

Who can join MCU?

  • Employees of the City of New York
  • Federal or state employees who work in the five boroughs
  • Health care professionals (private or public) working in New York State
  • US Postal Service employees in the five boroughs
  • Employees of the NYC Department of Education
  • For our full list of employer groups visit our Who Can Join page

And remember...

  • Individuals who have left the employ of any of MCU’s employer groups may still be eligible for membership, if they receive a pension or annuity from such employers.
  • Your family can also join. Your spouse, children, parents: anyone in your linear family or living in your household can join.

At MCU, once a member, always a member.

Join Us Today! Call 1-866-JOIN-MCU, stop by one of our branches, or fill out and submit our Become a Member form.