Should I Spend or
Should I Save?

That’s the question you’re probably asking yourself when it comes to your tax refund. With reports about rises in foreclosures, and an uncertain economy, you are probably wondering how you can protect yourself in these uncertain times.

At MCU, we offer products that not only protect you from the pitfalls of the economy but can also help you achieve your dreams. You might ask how?

Save Your Tax Refund!

Bolstering your savings will give you a cushion against any unforeseen life events and also help you to achieve your dreams. If your dream is to purchase a home, a new car, save for your retirement, or have enough in your savings for peace of mind, then MCU has the products that can help you.

  • MCU Money Market Accounts - It takes as little as $2,500* to open an MCU Money Market Account and with it you can take advantage of benefits that include high money market dividends, check writing ability, convenience and liquidity.
  • MCU Saver’s Choice CDs - It takes as little as $500** to open an MCU Saver’s Choice CD. Be amazed at how much you can save. We offer various terms and great rates to meet your needs.
  • MCU Individual Retirement Account - We offer two types of high-yielding IRA accounts, Roth and Traditional. Not only can you open an MCU IRA with as little as $100 but there are tax advantages to having an IRA.†

So when your refund from Uncle Sam arrives, visit a local MCU Branch or call 1-888-GROW-MCU and start saving towards your dream.

* Should your average daily balance go below $2,500, a $5 fee will be charged to the account but you will continue to earn the rate in effect for this tier. These are variable rate accounts and the rate may change after the account is opened. Fees and other conditions could reduce earnings.

** Only $250 required for 18 Month Deposit Plus Share Certificate. Share Certificate Accounts are fixed-rate accounts. A penalty may be imposed for early withdrawals.

† $100 minimum deposit required for 18-month term IRA Share Certificate only. 18-Month Share Certificate Account is a variable rate account and the rate may change after the account is opened. All other IRA Share Certificate terms require a $500 minimum opening deposit. A penalty may be imposed for early withdrawal. See a tax advisor.