Introducing MCU's New Saver's Choice CDs

Ask Me How to Save Big!

With great rates and generous terms, the best place to borrow is now the best place to save.
CD RATES*
Account Term (mos.) Minimum Opening Deposit Annual Percentage Yield
NEW! 3-Month Share Certificate 3 $500 3.25%
6-Month Share Certificate 6 $500 3.40%
NEW! 9-Month Share Certificate 9 $500 3.40%
12-Month Share Certificate 12 $500 3.50%
18-Month Deposit Plus Share Certificate 18 $250 3.50%
24-Month Share Certificate 24 $500 3.60%
NEW! 30-Month Share Certificate 30 $500 3.60%
36-Month Share Certificate 36 $500 3.75%
Just stop by any of our branches or call 1-888-GROW-MCU to open your account today.
Not a Member?

Call 1-866-JOIN-MCU.

You can join MCU and open your account in the same phone call!

To open a Share Certificate account by mail, follow these simple steps:

  1. Download and print out the application
  2. Fill it out and sign it.
  3. Mail the completed, signed application and a check for the opening deposit (if applicable) to the address below:
Municipal Credit Union
Member Service Operations
22 Cortlandt Street
New York, NY 10277-2608

To view the Share Certificate Agreement, click here.

* All Share Certificate Accounts are fixed-rate accounts. A penalty may be imposed for early withdrawal. These rates are in effect as of February 28, 2008.