One of the most important decisions anyone makes in their life is their retirement. Regardless of your age, planning for what lies ahead after you are retired from your career(s) is pivotal for your long term financial well-being. MCU has various alternative savings products that offer you flexibility when saving for your future. Take a look at the different ways you can save with MCU!

MCU offers Traditional and Roth IRAs that can help supplement your pension or other retirement savings. Both Traditional and Roth IRAs from MCU offer various terms and great rates to meet your needs. If you prefer an IRA with a variable rate, MCU offers an 18-month Variable IRA that has an opening deposit of only $100.

For a smaller opening deposit and more short-term flexibility, consider an MCU Share Certificate (CD). MCU CDs are offered with terms from 3 to 36 months and high rates. MCU also offers an 18-month Deposit Plus Share Certificate, which offers the ability to make deposits of $50 or more monthly through direct deposit or automatic payroll deduction.

With an opening deposit of $2,500, an MCU Money Market Account is a great, low-risk way to invest in your future. With higher dividends than a traditional savings account, and the ability to write checks in case you need to withdraw money from the account, an MCU Money Market Account can be a great savings tool for today and tomorrow.

Finally, if you want to tuck a little bit of money away for a special vacation or the holidays, MCU Holiday and Vacation Club Accounts are right for you. With just a $5 opening deposit, MCU Holiday and Vacation Club Accounts allow you to save throughout the year, and the money you save up is directly deposited to your Share or FasTrack Checking Account.

To open an account visit your local MCU branch or call 212-693-4900

Not a Member? Call 1-866-JOIN–MCU. You can join MCU and open your account in the same phone call.