MCU: New York's Credit Union Since 1916

With nearly $1.51 billion in assets, MCU is a stable financial institution that has never been stronger. We’re well-capitalized with a net worth ratio of 11.21%*, well above the industry standard of 7% needed to earn a top rating for financial soundness. During our 93-year history, we’ve always steered clear of risky activities such as subprime mortgage lending. We focus instead on what’s best for our members. Today, more than 316,000 of them count on MCU as the safe place for their money: One that will help them achieve their financial goals with solid rates on savings, low rates on loans and superior, personal service. We welcome the opportunity to do the same for you.