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Branch Network Change Effective January 31, 2020

In an effort to streamline our operations and serve our members more efficiently, we will close six branches on January 31, 2020.

The following locations will close on January 31, 2020:

Coney Island, East Meadow, East Side, Melville, Oceanside and Yonkers

The following locations will continue to serve our membership:
Full Service Branches: Bronx (Courtlandt Avenue and Co-Op City), Brooklyn (Jay Street and Brooklyn Postal), Manhattan (Lafayette Street), Queens (Rego Park, Springfield Gardens and St. Albans), Staten Island (Hylan Boulevard and Forest Avenue) and Long Island (Elmont)

Express Branches: Bronx (149th Street), Brooklyn (Flatbush Avenue and Ralph Avenue) and Manhattan (Harlem and NY Psych)

Member deposits at Municipal Credit Union remain protected by the National Credit Union Share Insurance Fund. Administered by the NCUA, the Share Insurance Fund insures individual accounts at the credit union up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund also separately protects IRA and KEOGH retirement accounts up to $250,000. The Share Insurance Fund has the backing of the full faith and credit of the United States.

Members with questions about their Share Insurance Fund coverage can find more information in the Share Insurance Coverage section of NCUA’s MyCreditUnion.gov consumer website.

For more information about this change or other locations to service you, click here.

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For Existing Mortgage Accounts

Notices of Errors and Information Requests pertaining to your MCU Mortgage or Home Equity accounts must be put in writing and sent to the following address:

  • Municipal Credit Union
    P.O. Box 1002
    Church Street Station

To Reach Us By Mail

  • Municipal Credit Union
    P.O. Box 3205
    Church Street Station
    New York City NY 10007

News/Media Inquiries

if you are an MCU Member with questions or comments, please call the content center at(212)693-4900 for assistance.

For all News/Media inquiries, please contact:

Municipal Credit Union

mediainquiries@nymcu.org

For Advertising Opportunities:

OCD Media LLC/moddern marketing

212-213-6901

Supervisory Committe/internal Audit

The Supervisory Committee has established a procedure; Whereby,members can confidentially submit concerns regarding questionable accounting or auditing matters, as well as concerns impacting on internal controls.

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.09%
Personal Loan**7.95%
  1. Apply Now
  2. View All
MORTGAGESAPR
30 Year Fixed3.808%
HELOC5.50%
  1. Apply Now
  2. View All
SAVINGSAPY*
IRA 18-Month Variable0.30%
Share Certificate 36-Month0.60%
  1. Apply Now
  2. View All

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for unsecured loans will increase by 2% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

IMPORTANT MESSAGE !

Branch Network Change Effective January 31, 2020

In an effort to streamline our operations and serve our members more efficiently, we will close six branches on January 31, 2020.

The following locations will close on January 31, 2020:

Coney Island, East Meadow, East Side, Melville, Oceanside and Yonkers

The following locations will continue to serve our membership:
Full Service Branches: Bronx (Courtlandt Avenue and Co-Op City), Brooklyn (Jay Street and Brooklyn Postal), Manhattan (Lafayette Street), Queens (Rego Park, Springfield Gardens and St. Albans), Staten Island (Hylan Boulevard and Forest Avenue) and Long Island (Elmont)

Express Branches: Bronx (149th Street), Brooklyn (Flatbush Avenue and Ralph Avenue) and Manhattan (Harlem and NY Psych)

Member deposits at Municipal Credit Union remain protected by the National Credit Union Share Insurance Fund. Administered by the NCUA, the Share Insurance Fund insures individual accounts at the credit union up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund also separately protects IRA and KEOGH retirement accounts up to $250,000. The Share Insurance Fund has the backing of the full faith and credit of the United States.

Members with questions about their Share Insurance Fund coverage can find more information in the Share Insurance Coverage section of NCUA’s MyCreditUnion.gov consumer website.

For more information about this change or other locations to service you, click here.

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Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.09%
Personal Loan**7.95%
  1. APPLY NOW
  2. VIEW ALL
MORTGAGESAPR
30 Year Fixed3.808%
HELOC5.50%
  1. APPLY NOW
  2. VIEW ALL
SAVINGSAPY*
IRA 18-Month Variable0.30%
Share Certificate 36-Month0.60%
  1. APPLY NOW
  2. VIEW ALL

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for unsecured loans will increase by 2% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

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Routing Number: 226078036

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Routing Number: 226078036

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