- Home
- Meet the Team
- Log In
- Contact
- Careers
- Search
- Search Results
- Branches & ATMs
- Rates
- Log In
- About MCU
- Join MCU
- Personal Banking
- Lending
- Credit Cards
- Lending Services
- Insurance
- Member Resources
- MCU Financials
- Forms and Disclosures
- Privacy Policy
- Automated Telephone Banking
- Order New Checks
- Security & Fraud Alerts
- Privacy Notice
- Schedule an Appointment
Ernest Kawecki
Mortgage Loan Officer
NMLS ID: 725227 | 9am-5pm (EST) M-F; 9am-1pm (EST) Sat.
Get in Touch
Office Location
22 Cortlandt Street
29th Floor
New York, NY 10007
Phone & Fax
Office:
Fax:
Languages
Can provide service to MCU members in: English
Business Hours
9am-5pm (EST) M-F; 9am-1pm (EST) Sat.
Bio
With over 20 years of experience in the mortgage industry, Ernest is a highly knowledgeable loan officer currently serving clients across New York through a trusted Municipal Credit Union. Throughout his career, he has built a reputation for delivering exceptional service and tailored lending solutions to meet the unique needs of each borrower.
Specializing in New York real estate, Ernest possesses extensive expertise in financing co-ops, condos, single-family homes, and multi-family properties. He has a strong command of the often complex requirements associated with co-op and condo transactions in New York, including board approvals, financial documentation standards, and building-specific guidelines. This insight allows him to proactively guide clients through potential challenges and ensure a smoother, more efficient process.
Known for a detail-oriented and client-focused approach, Ernest works closely with first-time buyers, seasoned investors, and everyone in between. His commitment to clear communication, responsiveness, and strategic problem-solving helps clients feel confident and informed every step of the way—from pre-approval to closing.
Quick Links
Featured Products
Say goodbye to worrying about fees charged as a result of not maintaining a minimum balance—open an Everyday Hero Checking Account today.

Previous Menu
