Manage Your MCU Loan Payments

Payments received before 5:00 p.m. ET on a business day will be credited the same day. Payments received after 5:00 p.m. ET or on weekends/holidays will be credited the next business day. 

A convenience fee may apply when making a payment with a debit or credit card. Fees for each payment option will be disclosed before you complete your transaction. Payments made directly from a Municipal Credit Union account are free of charge. 

Certain loan types may not be eligible for all payment methods. Please review the available options for your loan type when making a payment. 

By enrolling in recurring payments, you authorize Municipal Credit Union to debit your designated account in accordance with your instructions. You may revoke this authorization at any time by notifying us at least three (3) business days before the scheduled debit. Your rights are protected under the Electronic Fund Transfer Act (Regulation E). 

Some payment options are processed through a third-party service provider. By selecting these options, you may be redirected to their website and subject to their terms, conditions, and fees. Municipal Credit Union is not responsible for the content or security of external websites. 

Payments are subject to verification and sufficient funds availability. If your payment is returned or cannot be processed, your loan account may be subject to additional fees as outlined in your loan agreement.