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MONEY MARKET ACCOUNTS
Save More, Earn More
Earn up to 2.02% APY* and even more dividends when your balance reaches certain levels.
The more you save, the more you’ll earn!
Putting away money for retirement? Just need a basic savings account to keep your money in the best place possible?
Earn up to 2.02% APY* with a money market account that racks up more dividends when your balance reaches certain levels.
**Co-Op Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.
Features & Benefits
- No monthly maintenance fees
- Higher dividends on higher balances
- 24/7 access
Manage your funds online, at over 30,000 fee-free ATMs, or write a check - No Minimum Opening Amount Required
Today's Rates
Money Market Accounts
$100,000 and Over
up to
2.02 %
APY(1)Money Market Accounts
$50,000 - $99,999.99
up to
1.76 %
APY(1)Money Market Accounts
$25,000 - $49,999.99
up to
1.51 %
APY(1)Money Market Accounts
$10,000 - $24,999.99
up to
0.90 %
APY(1)Money Market Accounts
$0 - $9,999.99
up to
0.65 %
APY(1)APY = Annual Percentage Yield (OPEN TO READ MORE)
1The disclosed Dividend Rates and Annual Percentage Yields are accurate as of the last dividend declaration date. These are variable rate accounts and the rate may change after the account is opened. Fees and other conditions could reduce earnings.
Get Rewarded for Growing Your Nest Egg in an MCU Money Market Account.
Combine all the benefits of a high-yield savings account with the flexibility of easy withdrawals and check writing.
Unlike most long-term savings options that don’t allow you to touch your balance while you save, a money market account lets you make deposits (and withdrawals) as you’re able—rewarding you with more dividends for each savings tier you reach.
No Matter Where You Are in Life, We’re Right There with You.
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.
Ready to Join the MCU Community?
Apply now to get access to the competitive rates, personal banking products, and educational resources you need to create a foundation for an exceptional financial future.
FAQs
Can I be sure that my deposits are safe?
Are my savings insured?
How are APY and dividend rates determined?
How do I know which savings product is best suited for my needs?
Am I eligible to become an MCU member?