About New York’s Oldest Credit Union

Proudly Serving New York City’s Best Since 1916.

At MCU, we’re more than just a financial institution. We’re a community, who will connect you and your family with an exceptional financial future in the form of competitive banking products, great rates, and educational resources designed to meet you wherever you are.

Accessible Products & Services

We’re dedicated to helping our members meet their financial goals—because we believe NYC's best deserves an exceptional financial future.

Member-Driven Community

When we say ‘member-driven’, we mean it. Every member has the same vote in the operations of our credit union—which means that members shape the future of our community.

Great Rates

Because we’re a not-for-profit credit union (and not a for-profit bank), our profits benefit our members in the form of great products and rates, and investments in the community.

Empowering Educational Resources

Members can access our free financial tools, giving them the knowledge they need to achieve their financial goals.

We Have a Long History of Serving NYC.

Keeping the Greatest City in the World moving forward, every day, requires heroic effort by hundreds of thousands of individuals. As an NYC institution that’s been around for over 100 years, we work every day to provide excellent service and support NYC.

Our History and Mission

Become a Member Today

Join MCU and access the products and services that build a strong financial future, including great rates, member-focused banking, and valuable educational resources

Join Us

Why Join?

Join the MCU #ONETEAM.

We stand by our mission to connect our members and communities with an exceptional financial future and we are looking for individuals who share this same purpose to take this journey with us.

We foster an inclusive culture with a diverse workforce, all the way to the leadership team. We believe in, and practice, a promote-from-within philosophy, along with career pathing so our employees can confidently map out their futures.

Work with Us

Let’s Stay in Touch.

Finances can seem overwhelming at times. That’s why we have plenty of expert resources and helpful member service representatives ready to answer any questions you may have.