Open Doors with Higher Lending Limits
High Balance Mortgages
Bridging the Gap for Your Dream Home
For homes in high-cost areas, MCU’s High Balance Mortgages offer competitive rates and expert support to help you navigate higher loan limits with confidence.
From application to closing, our home lending team is your trusted partner in making homeownership achievable.
QUALIFY FOR A 0.25%1 DISCOUNT
Members who have not owned a property in the last 3 years are eligible for a discount of 0.25%1 off mortgage rates.
APPLY FOR UP TO $30,000 IN GRANTS2
Our team of professionals can help you apply for grants from the Homebuyer Dream Program® that you can use for a down payment, closing costs, and more.
LOCK IN GREAT RATES
Secure affordable rates that maximize your buying power and peace of mind.
CHOOSE FLEXIBLE LOAN TERMS
With 15 and 30 year term options, you can pick a plan that aligns with your goals and lifestyle.
COUNT ON PERSONAL MEMBER SUPPORT
Schedule an appointment today and partner with our home lending team who will guide you through every step of your homebuying process.
MANAGE YOUR ACCOUNT FROM ANYWHERE
Easily access and manage your mortgage anytime with our digital banking services.
View Our Current High Balance Mortgage Rates
Get Expert Support, When You Need It.

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