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CREDIT CARDS
Rates as low as 1.99% APR*
BUY NOW, PAY LATER*
Feel good about what you’re buying and how you’re paying for it. Buy now, pay later, no funny business.
Same credit card, more flexible payments
- Use your credit card whenever and wherever you shop
- Easily manage your budget by spreading larger expenses over time
- Review and manage all plans, and payments in one place using the NYMCU Mobile App
Getting started
- Download the NYMCU Mobile App
- Make qualifying* purchases with your NYMCU credit card
- Choose your installment plan in the NYMCU Mobile App
- Pay back your purchases on your terms
*Purchase must be greater than $300 from qualifying merchants. Installment payment available for three (3), six (6), nine (9) or twelve (12) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the NYMCU Mobile App and will be contingent on qualifying purchase. MCU reserves the right to apply payments in compliance with all applicable laws and regulations.
Account must be open and in good standing to earn and redeem rewards and benefits.
Upon approval, please refer to the Municipal Credit Union Installment Payments or the NYMCU Mobile App for additional information.
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Enjoy More Peace of Mind with VISA® Purchase Alerts.
Get a free text or email whenever you pay with your VISA® card. This can help you immediately identify potentially fraudulent activity. You choose the terms and frequency.
- Features & Benefits
- How To Enable Alerts
- This is an additional service offered to MCU members by VISA® Purchase Alerts.
- VISA® Purchase Alerts are free. However, some cell phone carriers may charge a fee to send or receive a text message. Message and data rates may apply. Please check your mobile plan or contact your mobile carrier for further information.
- Get a text or email whenever you pay† with your VISA® card. This can help you immediately identify potentially fraudulent activity.
- Choose the notification triggers that match your needs. You’ll get real time† text or email alerts based on your selected criteria.
- Check your card eligibility.
- Create an account to register your mobile device and email. You will need to create a new, unique Username and Password for this service. This will create a new account with VISA® Purchase Alerts. OR, you can sign up for VISA® Purchase Alerts using NYMCU Digital Banking.
- Choose the notification triggers that match your needs, such as transactions exceeding a set amount.
- If you experience problems creating a new account, contact VISA® Purchase Alerts Customer Service at VisaPurchaseAlertsHelp@visa.com.
†View the VISA® Purchase Alerts FAQ for more information.
Banking That’s Always by Your Side
With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App
