Join Our Community | Municipal Credit Union

NYC's Best Deserve More Than Just a Financial Institution.

For over 100 years, MCU has been more than just a not-for-profit credit union. We’re a community committed to helping New York’s Best achieve an exceptional financial future with personal service, top-quality products, great rates, and educational resources at every step.

Now, you can join us too.

Discover the MCU Difference.

As a not-for-profit cooperative, we reinvest our profits to develop the best products, services, and rates for our members, and to support our communities. Whether you need everyday banking, long-term savings, competitive loans, or insurance to protect your assets, MCU has the products and expertise you need.

Personal Banking Products

No matter where you are in your financial journey, MCU is ready to serve you with the right banking products to help you make the most of each and every dollar. And with our member-friendly online and mobile banking options, managing your money has never been easier.

Personal & Residential Loans

You have exciting goals, and we are here to help you meet them with excellent rates on the lending products you need. Whether you are investing in a home or another dream project, our team of experts will support your every step toward success.

Insurance Products

You’ve worked hard to earn what you have. We can provide a wide array of insurance products that will help you protect what matters most to you and your family—such as Whole and Term Life, AD&D, and Home & Auto insurance from our partners at TruStage^® and PFP.

No Matter Where You Are in Life, We’re Right There with You.

At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.

That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.