View Message
Branch Closure Notice

All branches and contact centers will be closed on Monday, September 7, 2026, in observance of Labor Day.
Online and mobile banking are available 24/7. We will resume normal business hours on Tuesday, September 8, 2026.

back-btn Previous Menu

ABOUT

an image showing the top of some nyc skyscrapers with a large sky in background shot just as the day starts to turn to night

We Get NYers More

Whether you live, work, worship or attend school in NYC, we’re here to help you build better tomorrows. Join today!

Learn More
top-shape

Disclosures and Agreements
Basic Share Draft Account Agreement
Consumer Disclosure
Debit Card Agreement
Electronic Funds Transfer Disclosure Statement
Funds Availability Policy
MCU Automated Services TTT
MCU Member Code of Conduct Policy
Membership and Account Agreement
Municipal Credit Union Bylaws
Truth-in-Savings Disclosure
Truth-In-Savings Rates and Fee Schedule
VISA® Cards
MCU Signature, True Rewards and Platinum Visa®
Digital Banking
MCU Bill Pay Services Addendum
MCU eStatement Consent Disclosure
MCU Mobile Deposit Addendum
MCU Online Banking and Mobile Banking Agreement
MCU Stop Payment Policy
MCU Transfer Policy
Mortgage
Purchase Application Checklist
Refinance Application Checklist
You are now leaving the Municipal Credit Union website and entering a website hosted by another party. A link to this site is being made available for convenience and informational purposes only. Any products or services accessed through this link are not being provided by Municipal Credit Union and are solely the responsibility of the vendor or merchant hosting this other website. Please be advised that the vendor or merchant hosting this other website may have a privacy and information security policy that is different than that of Municipal Credit Union. Municipal Credit Union disclaims any responsibility for the content of the third-party website you are about to access.