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SHARE CERTIFICATE
Earn up to 4.85% APY*
Watch your savings grow with our highest available dividend rates.
Today's Rates
Share Certificate
6-Month
3.04 %
APY(1)
Share Certificate
9-Month
4.59 %
APY(1)
Share Certificate
15-Month
4.85 %
APY(1)
Share Certificate
36-Month
3.82 %
APY(1)APY = Annual Percentage Yield (OPEN TO READ MORE)
<sup>1</sup>The APY is accurate as of 10/26/23. The IRA 18-Month Share Certificate Account is a variable rate account and the rate may change after the account is opened. All other Share Certificate Accounts are fixed-rate accounts. A penalty may be imposed for early withdrawals. For the 15-Month Share Certificate: Minimum Opening Deposit = $0.00. A minimum of $5.00 is required to earn APY. Upon maturity, the 15-Month Share Certificate will roll over into a 12-Month Share Certificate.
You Set the Term, You Decide What Dividends You Earn.
Like a CD, a fixed-rate Share Certificate is a type of savings product that earns a set annual percentage yield (APY) rate over its entire term. This means that you, as an MCU member, can expect to earn consistent dividends for the period of time (or “term”) that you agree to keep money with us.
Banking That’s Always by Your Side
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No Matter Where You Are in Life, We’re Right There with You.
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.
Ready to Join the MCU Community?
Apply now to get access to the competitive rates, personal banking products, and educational resources you need to create a foundation for an exceptional financial future.
