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ALERT:
In Observance of Presidents' Day all MCU branches, and our contact center will be closed Monday, February 19.

NYMCU Digital Banking & the Mobile App will remain available.

 

 

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Balance Program

Make Knowledge Your Financial Superpower.

We’ve partnered with BALANCE —an industry leader in financial education — to offer you complimentary access to a library of resources and educational tools designed to assist you reach your financial goals. Additionally, if the need arises, BALANCE is available to provide you confidential, no-cost financial counseling services, aiding you in creating a practical budget to manage spending and debt.

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Get 1:1 Financial Counseling, Free with Your MCU Membership.

MCU members enjoy exclusive access to personalized financial guidance, including debt counseling, homeownership counseling, credit report review, and more. Don’t miss out on this premium feature! Call 888-456-2227 to connect with a BALANCE financial counselor today.
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Improve Your Financial Literacy with BALANCE.

Even those best suited for financial success can often have blind spots. Learning in your free time is a great place to start. Cover some basics or dive deep with these financial tools—all included with your MCU membership.

Your Path to Financial Fitness Starts Here.

Learn from articles, videos, podcasts, booklets, and worksheets. Hone your skill set on checklists, calculators, and toolkits. When it comes to financial literacy, everyone has blind spots. What matters is growing your knowledge so day-to-day banking is a breeze.
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FAQs

Get Answers to Our Most Frequently Asked Questions.

Do I have to subscribe to a premium membership?

No, as a member of MCU, you have free access to the BALANCE Fitness Membership. This includes online tools, debt management, and complimentary webinars to help you achieve and maintain your financial fitness goals.

Can I access the BALANCE program any time?

Yes, you can digitally access your account whenever and wherever you need.

How do I make the most out of my BALANCE access?

No matter your stage in life, our partnership with BALANCE can help you accomplish your financial goals, and we suggest you go one step at a time. Whether receiving debt management guidance or attending financial planning webinars, you have access to a wealth of resources that can help you build a solid financial future.
Municipal Credit Union has an agreement with BALANCE to offer financial education to our membership. BALANCE is an industry leader in providing financial education and counseling to help our members build a better financial future.
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