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HERO SAVINGS
Earn Up to 0.05% APY*
Save and conquer financial goals with rates fit for a Hero.
*APY = Annual Percentage Yield. The disclosed Dividend Rates and Annual Percentage Yields are accurate as of the last dividend declaration date. Rates and Terms are subject to change without notice. For more details, see our Rates page.
MCU Visa® Debit Card
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Receive a MCU VISA® Debit Card^ when you open a Hero Savings Account.
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Digital Wallet Ready
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Tap to Pay - Secure, Convenient, Touch-Free
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Fraud Monitoring
Today's Rates
Hero Savings
$50,000 and Over
0.05 %
APY(1)
Hero Savings
$4,000 - $49,999.99
0.05 %
APY(1)
Hero Savings
$1,000 - $3,999.99
0.01 %
APY(1)
Hero Savings
$500 - $999.99
0.01 %
APY(1)APY = Annual Percentage Yield (OPEN TO READ MORE)
1Minimum Opening Deposit is $0.01, funded by MCU.
+Early Pay disclosure
Two-day early access to direct deposit funds is based on when notification from the payroll provider regarding upcoming payment is received. This notification generally arrives up to two days before the scheduled payment date; however, actual timing will vary and may affect when funds are posted to the member’s account.
^Debit Card disclosure
The debit card is the property of Municipal Credit Union (MCU) pursuant to a license from VISA U.S.A Inc. By using this card, members agree to the terms and conditions of the MCU Cardholder Agreement provided at account opening, including any future amendments.
Banking That’s Always by Your Side
Digital Banking and the NYMCU Mobile Banking App make it easy to achieve your financial goals with helpful tools.
With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App
Save Time with Mobile Deposits
With MCU's mobile deposit feature, depositing a check is as easy as snapping a photo on your phone. Just take a picture of your check, upload it using the NYMCU Mobile App, and you're done!
