I’m Advancing My Career
Hassle-Free Banking that Makes Your Money Work for You
You’re busy with your career and don’t need to spend valuable time worrying about banking. That’s why we offer easy-to-use products and services that eliminate stress during such an important time in your life, so you can focus on working toward the future you have planned.
Some Key Terms You’ll Need to Know
Stay informed and get the most out of your money—here are some important terms you should know, based on the needs and goals of MCU members like you.
A share certificate at a credit union is a document that represents ownership of a specific amount of money that has been deposited with the credit union for a fixed term.
A type of mortgage that exceeds the conforming loan limits set as eligible for purchase by government-sponsored enterprises.
A type of fund managed by professional investment managers that pools money from many investors and uses that money to buy a diversified portfolio.
Flexible Spending Account
A tax-advantaged savings account that allows individuals to set aside money for qualified expenses.
Individual Retirement Account (IRA)
A type of savings account designed to help individuals save for retirement.
Save Time While You’re Saving Money.
With your busy schedule, you need banking that’s headache-free and there when you need it. That’s where we come in, with products and services that make managing your money easy, wherever you are.
Protect What Matters Most with Insurance.
You’re working hard to earn the things that are important to you. Make sure you, your family, and your most valued assets are fully protected when the unexpected strikes.
BALANCE Financial Fitness
Stay on Track with BALANCE Financial Fitness.
Discover financial guidance and expert counseling with BALANCE. Access webinars, tools, articles, and counseling that will help you achieve financial wellness and make the most of every dollar you earn—free to MCU members like you.
* APY = Annual Percentage Yield
The IRA 18-Month Share Certificate Account is a variable rate account and the rate may change after the account is opened. All other Share Certificate Accounts are fixed-rate accounts. A penalty may be imposed for early withdrawals.
Rates and Terms are subject to change without notice. For more details, see our Rates page.