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MCU2 STUDENT CHECKING
Get an A+ in Banking
Features & Benefits
- Open with as little as $0
- Get MCU² Debit Card
- Access to over 33,000 surcharge-free ATMs* nationwide through the Co-op ATM Network2
- No monthly service fees or minimum balance requirements
- Send money to friends and family with Zelle®. Must be 18 to access Zelle®.
- Bank on-the-go around the clock with Digital Banking and NYMCU Mobile Banking.
MCU2 Student VisaⓇ
No credit? No problem. The MCU² VISA® is specifically designed to help students like you establish and build credit while you’re still in school—meaning that by the time you’re out in the real world, you’ll be ahead of the game.
Mobile Deposits
Say goodbye to waiting in line at the bank - now you can deposit checks from the comfort of your own home or while on the go. With Mobile Deposit, you can bank whenever and wherever it suits you, 24/7. Enjoy the freedom of managing your finances on your own schedule, all at the tip of your fingers.
Build a Brighter Financial Future.
If you are an eligible student between the ages of 17 and 24, join us and open an MCU2 Student Banking account today. Trust us—your future you will thank you.
NOTE: A qualified guarantor who is a parent or legal guardian is required for individuals under the age of 18.
FAQs
Get Answers to Our Frequently Asked Questions.
How do I know if I am eligible to open an MCU2 account?
If I am under 18, do I need a parent or guardian to sign up for me?
Do I need to open all these products? Or can I pick and choose?
I am a college student, but not in New York. Am I eligible?
DISCLOSURES:
* Co-Op Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.