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LIMITED TIME OFFER
Make the Move to Better Banking + Earn $200!
Open an Everyday Hero Checking Account* and claim your $200* Bonus Today!
*You must open an Everyday Hero Checking Account with MCU before 3/31/2025, set up direct deposit or payroll deduction, and make one direct deposit requirement of $200 or more within 90 days of account opening to get $200. Limit one account-opening bonus per qualifying account. If requirements have been met, $200 payout will happen every month based on qualifying activities until 6/30/2025. Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months. Account must not be closed or restricted during the time of promotional period. Offer is subject to cancellation without notice. Account opening is subject to approval.
An active Hero Savings account is required to open

How to Claim Your $200* Bonus:
- Open an Everyday Hero Checking Account by 3/31/2025
- Make one $200 deposit within 90 days
- Receive your $200 bonus
Everyday Hero Checking Features & Benefits
- Get paid up to two days early with Direct Deposit
- No monthly service or minimum balance fees
- 33,000 fee-free*** ATMs nationwide
Get Paid Faster with Direct Deposit and Automatic Transfer.
Set up automatic deposit of regular paychecks (or any other recurring payments) directly into your Hero Savings, Everyday Hero Checking, or Basic Share Draft account - securely and without incurring any additional fees - and enjoy immediate access to your money.
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SHARE CERTIFICATE
You Set the Term, You Decide What Dividends You Earn.
Like a CD, a fixed-rate Share Certificate is a type of savings product that earns a set annual percentage yield (APY) rate over its entire term. This means that you, as an MCU member, can expect to earn consistent dividends for the period of time (or “term”) that you agree to keep money with us.

All Your Banking, Accessible Anywhere
With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.


We’re More Than Just a Financial Institution.
You’re looking for more than just a place to put your money. You are looking for someone to help you achieve your financial goals.
That’s where MCU comes in. We are a not-for-profit credit union, and we have been serving the financial needs of New Yorkers and their communities for over 100 years.
As a credit union, we exist to serve our members—not shareholders. This means our profits are funneled right back to you in the form of better products and services going even further to help you reach your financial goals.


