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Branch Closure Notice

All branches and contact centers will be closed on Monday, September 7, 2026, in observance of Labor Day.
Online and mobile banking are available 24/7. We will resume normal business hours on Tuesday, September 8, 2026.
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CHECKING & SAVINGS

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Get up to $350 to do more New York.

When you open a New Checking account and receive direct deposit*.

*Terms and conditions apply.

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checking account promo

Get up to $350 to do more New York.

When you open a New Checking account and receive direct deposit*.

*Terms and conditions apply.

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LOANS

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Time For A Ride That’s Yours

Auto loan options for 60 months as low as 4.99% APR*

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Time For A Ride That’s Yours

Auto loan options for 60 months as low as 4.99% APR*

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HOME LOANS

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First Time Homebuyers

Buying a home is a big step and we’re here to help.

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First Time Homebuyers

Buying a home is a big step and we’re here to help.

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INVEST

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    LEARN

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    ABOUT

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    We Get NYers More

    Whether you live, work, worship or attend school in NYC, we’re here to help you build better tomorrows. Join today!

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    an image showing the top of some nyc skyscrapers with a large sky in background shot just as the day starts to turn to night

    We Get NYers More

    Whether you live, work, worship or attend school in NYC, we’re here to help you build better tomorrows. Join today!

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    Savings Goal Calculator

    How to Use the Savings Goal Calculator

    This calculator gives you an estimate based on the numbers you enter — it's a planning tool to help you explore possibilities, not a prediction or guarantee of actual savings or investment performance. Your real results depend on the rate, fees, and terms of the specific product you choose, and on real-world market conditions.

    FAQs

    Is this the exact amount I'll end up with?

    No — this tool provides an estimate for planning purposes based on the rate, contribution amount, and time horizon you enter. Actual results will vary based on real market performance, fees, and the specific product's terms.

    Where can I see MCU's current rates?

    Visit our current rates page for up-to-date APY figures across MCU's savings and deposit products.

    How do I open an account?

    You can open an MCU account any time — visit our secure account opening page to get started online.

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