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Membership at MCU is open to individuals who live, work, worship, or attend school in New York City (NYC), employees of New York State or Federal government agencies based in New York, and immediate family members or household members of existing MCU members. Membership eligibility is subject to verification. Certain restrictions may apply1.
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Membership is open to anyone who lives, works, worships, or attends school in New York City (NYC), and family members or household members of existing MCU members. A primary share account is required to establish membership. Primary share accounts are the Hero Savings Account, the Smart Apple, and the Youth Savings Account. Membership eligibility is subject to verification. Certain restrictions may apply.
Co-Op Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.