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Branch Closure Notice

All branches and contact centers will be closed on Monday, September 7, 2026, in observance of Labor Day.
Online and mobile banking are available 24/7. We will resume normal business hours on Tuesday, September 8, 2026.
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CHECKING & SAVINGS

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Get up to $350 to do more New York.

When you open a New Checking account and receive direct deposit*.

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Get up to $350 to do more New York.

When you open a New Checking account and receive direct deposit*.

*Terms and conditions apply.

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LOANS

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Time For A Ride That’s Yours

Auto loan options for 60 months as low as 4.99% APR*

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Time For A Ride That’s Yours

Auto loan options for 60 months as low as 4.99% APR*

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HOME LOANS

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First Time Homebuyers

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    ABOUT

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    We Get NYers More

    Whether you live, work, worship or attend school in NYC, we’re here to help you build better tomorrows. Join today!

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    We Get NYers More

    Whether you live, work, worship or attend school in NYC, we’re here to help you build better tomorrows. Join today!

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    Become a member today

    Whether you live, work, worship or attend school in NYC, we're here to help you build better tomorrows.
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    We get NYers more™ so you can get more NY

    Ever think you should earn more… own more... have more... be more?
    Of course you do, you’re a New Yorker, it comes with the territory.
    No matter who you are, what you do, or how much you make… there’s always more to get.
     
    That’s why we’re here:
    We get NYers more.
    More preferred financial products and services...
    more favorable rates and resources...
    more street-smarts and savvy…
    more benefits, freebies and perks.
     
    For 110 years, we’ve had the same simple mission:
    We get NYers more.
    If you want more, join us.

    Ready to join?

    Membership at MCU is open to individuals who live, work, worship, or attend school in New York City (NYC), employees of New York State or Federal government agencies based in New York, and immediate family members or household members of existing MCU members. Membership eligibility is subject to verification. Certain restrictions may apply.*

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    * Membership Eligibility

    Membership at Municipal Credit Union (MCU) is open to:
    - Individuals who live, work, worship, or attend school in New York City (NYC).
    - Employees of New York State or Federal government agencies based in New York.
    - Immediate family members or household members of existing MCU members.

    Membership eligibility is subject to verification. For a complete field of MCU membership, please review the Bylaws of Municipal Credit Union. Certain restrictions may apply.

    An active Share Account is required to open an Everyday Hero Checking account.

    Co-Op Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.

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