New Referral Program

Turn Referrals Into Rewards: MCU’s New Program Makes It Easy (and Worth It)

At MCU, we believe great things are even better when shared—and now, we’re putting real money behind that idea.

We’re excited to introduce the new MCU Referral Program, where you can earn up to $250 per year just for helping your friends and family access better banking—and better loan rates—with us.

How It Works:

Whether it’s your roommate from Queens, your cousin in Brooklyn, or a co-worker ready to buy their first home in the Bronx, referring them to MCU now comes with serious benefits.

You’ll earn:

• $25 when your referral becomes an MCU member

• $50 when they’re approved for an Auto Loan

• $75 when they’re approved for a Home Equity Loan

• $100 when they close on a Mortgage

Even better? Your referral gets the same reward.
That’s a win for your wallet and your circle.

Who Can Join?

Anyone who lives, works, worships, or goes to school in NYC is eligible to join MCU. So go ahead—tap your network.

How to Start:

Head to Referral Program Page to get your personal referral link. Share it via text, email, social—however you want. The more they join (and borrow), the more you earn—up to $250 a year.

Why It’s So New York:

We know how fast this city moves. That’s why we made it easy.
Simple steps. Real rewards. More money in your community.

Because in NYC, it’s not just about who you know—it’s what you share that counts.