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Available Balance
The amount of money that is currently accessible in an account and can be used for transactions.
More Details
The available balance on a bank account is the amount of money that is available to the account holder for use. This amount is typically lower than the account's total balance, because it excludes any funds that are held in reserve or that are subject to holds or other restrictions.
Example
If you have a checking account with a balance of $1,000 and you have a $100 check that has been deposited but not yet cleared, your available balance would still be $1,000. This is because the $100 from the deposited check is not yet available for you to use.
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