View Message

ALERT
For the safety and security of our members and MCU team, please note that the hours of operation for the South Bronx Branch ATM lobby located at 560 Courtlandt Avenue Bronx, NY have recently been updated.

For the most current hours and to locate a nearby Branch/ATM, please visit our Branch/ATM locator tool.

 

 

back-btn Previous Menu

Digital

Digital Banking
Helpful Resources
    Nav Ad - 420x209 - digital banking

     

    top-shape

    Fair Credit Reporting Act (FCRA)

    A federal law that protects consumers' credit information and gives them the right to access and dispute their credit reports.

    More Details

    The federal law that aims to protect consumers from identity theft and fraud by providing them with greater access to and control over their credit information is the Fair Credit Reporting Act (FCRA). The FCRA is a federal law that regulates the collection, use, and dissemination of consumer credit information. It requires credit reporting agencies to provide consumers with access to their credit reports and to correct any errors that may be contained in those reports.

    Example

    You are worried about errors in your credit file but remember that FCRA imposes requirements on credit reporting agencies and creditors to ensure that consumer credit information is accurate and secure.You now have the right to dispute any errors, and credit reporting agencies must now investigate every dispute.

    Ready to Own the Home of Your Dreams?

    Join now to get access to the competitive rates, member-friendly loan products, and educational resources you need to secure an exceptional financial future.

    Join Today
    Why Join MCU?
    final-cta-green-visual-asset_left
    final-cta-green-visual-asset_right
    final-cta-green-visual-asset-paint-stroke
    You are now leaving the Municipal Credit Union website and entering a website hosted by another party. A link to this site is being made available for convenience and informational purposes only. Any products or services accessed through this link are not being provided by Municipal Credit Union and are solely the responsibility of the vendor or merchant hosting this other website. Please be advised that the vendor or merchant hosting this other website may have a privacy and information security policy that is different than that of Municipal Credit Union. Municipal Credit Union disclaims any responsibility for the content of the third-party website you are about to access.