We continuously evaluate market conditions and operational costs to provide the best and most cost-effective services to our members. As a result, we occasionally need to adjust fees to reflect these changes.

Effective April 1, 2025, our fees will be adjusted as follows:

NEW FEES:
Paper Statement Fee: $2.00 per month.
The Paper Statement Fee applies to the paper periodic account statements that are mailed to your address. You will not be billed if you do not receive a statement for that month. This fee does not apply to other communications mailed from MCU. The Paper Statement Fee may be avoided by signing up for e-Statements which are delivered electronically through your online banking profile. Not yet enrolled in Online Banking? Please see the below video for instructions on How to Enroll in Digital Banking.

Please note that primary or joint members aged 65 and over will not be charged the Paper Statement Fee.

Instant Issue Debit Card Fee: $5.00 per debit card.
The Instant Issue Debit Card Fee applies only to debit cards requested for same-day issuance at a branch. The Instant Issue Debit Card Fee can be avoided by requesting a debit card be mailed to the most current address MCU has on file.

FEE INCREASE:
Stop Payment Fee: Increase from $20.00 per item to $32.00 per item.
 
These Fees will be reflected on the Truth-in-Savings Rates & Fees Schedule effective 04/01/2025 and any other disclosures and agreements to which those fees apply. If you would like a copy of any affected disclosures and agreements, please contact MCU at 1-844-MCU-NYNY (1-844-628-6969) or visit a nearby branch.