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CREDIT CARDS

MCU Signature Visa®

MCU Visa® Signature

Get 1.5 points for every dollar spent on eligible net purchases with our MCU Visa® Signature credit card.

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Save More to Earn More

Keep the flexibility New Yorkers need and earn higher dividends on balances with a tiered Money Market account, with access to funds when needed.
Money Market
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The more you save, the more you’ll earn!

Putting away money for retirement? Just need a basic savings account to keep your money in the best place possible?

Earn up to 2.02% APY* with a money market account that racks up more dividends when your balance reaches certain levels.

*APY = Annual Percentage Yield.
**Co-Op Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.

Features & Benefits

  • No monthly maintenance fees
  • Higher dividends on higher balances
  • 24/7 access
    Manage your funds online, at over 30,000 fee-free ATMs, or write a check
  • No Minimum Opening Amount Required

Today's Rates

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Money Market Accounts

$100,000 and Over

up to

2.02 %

APY(1)
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Money Market Accounts

$50,000 - $99,999.99

up to

1.76 %

APY(1)
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Money Market Accounts

$25,000 - $49,999.99

up to

1.51 %

APY(1)
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Money Market Accounts

$10,000 - $24,999.99

up to

0.90 %

APY(1)
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Money Market Accounts

$0 - $9,999.99

up to

0.65 %

APY(1)
Disclosures
 

*APY = Annual Percentage Yield. The disclosed Dividend Rates and Annual Percentage Yields are accurate as of the last dividend declaration date. Rates and Terms are subject to change without notice. For more details, see our Rates page.

1The disclosed Dividend Rates and Annual Percentage Yields are accurate as of the last dividend declaration date. These are variable rate accounts and the rate may change after the account is opened. Fees and other conditions could reduce earnings.

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Get Rewarded for Growing Your Nest Egg in an MCU Money Market Account.

Combine all the benefits of a high-yield savings account with the flexibility of easy withdrawals and check writing.

Unlike most long-term savings options that don’t allow you to touch your balance while you save, a money market account lets you make deposits (and withdrawals) as you’re able—rewarding you with more dividends for each savings tier you reach.

 
Money Market Module
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Banking That’s Always by Your Side

Digital Banking and the NYMCU Mobile Banking App make it easy to achieve your financial goals with helpful tools. With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App

No Matter Where You Are in Life, We’re Right There with You.

At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.

That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.

Show Me Products For My Life Right Now
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Live, work, worship or study in NYC?

Because we get NYers more, you'll have access to competitive rates, personalized support, and financial education - so you can get more out of NYC.
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