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Debit Card
A payment card linked to a checking or savings account that allows the cardholder to access and spend deposited funds.
More Details
A debit card is a payment card that is linked to a checking or savings account at a financial institution. It allows the account holder to make purchases or withdraw cash from the linked account by using the card at merchants that accept it.
Example
You’re online to check out at the grocery store when you realize you forgot to bring cash. No worries—you remember that you just set up your debit card with MCU last week and can use that to pay for your groceries.
Related Terms
Flexible Spending Account (FSA)
A tax-advantaged savings account that allows individuals to set aside money for qualified expenses.
Cashier's Check
A type of check issued by a bank and guaranteed by the bank's funds. It is a safe and reliable form of payment for large transactions.
Fair Credit Reporting Act (FCRA)
A federal law that protects consumers' credit information and gives them the right to access and dispute their credit reports.