About MCU | Municipal Credit Union

Proudly Serving NYC Since 1916

We’ve been committed to empowering hard working New Yorkers make the most of their hard-earned money for over a century. As a not-for-profit financial institution, we prioritize our members by offering competitive rates, valuable financial tools, and personalized services tailored to the unique challenges of living in NYC.

MCU is here to support your financial journey—every step of the way

Open to All of NYC

We offer competitive rates, complimentary financial tools, and personalized services tailored to the unique challenges of city life.

Whether you're opening your first account, seeking financial guidance, or planning for the future, MCU is here to support your journey.

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Member-Driven

When we say member-driven, we mean it.

Every member has the same vote in the operations of MCU—which means that members shape the future of our community.

Great Rates

We reinvest earnings to offer our members competitive rates on savings, loans, and credit solutions.

Whether you're saving for the future or financing a major purchase, our rates are designed to help you achieve your financial goals.

Empowering Tools

We provide our members with complimentary financial tools and resources designed to empower them on their financial journey.

From budgeting apps and financial calculators to personalized counseling sessions, these tools offer practical support to help members make informed decisions and achieve their financial goals.

We Have a Long History of Serving NYC.

Keeping the Greatest City in the World moving forward, every day, requires heroic effort by hundreds of thousands of individuals. As an NYC institution that’s been around for over 100 years, we work every day to provide excellent service and support NYC.

Our History and Mission

Become a Member Today

Join MCU and access the products and services that build a strong financial future, including great rates, member-focused banking, and valuable educational resources

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Why Join?

Join the MCU #ONETEAM.

We stand by our mission to connect our members and communities with an exceptional financial future and we are looking for individuals who share this same purpose to take this journey with us.

We foster an inclusive culture with a diverse workforce, all the way to the leadership team. We believe in, and practice, a promote-from-within philosophy, along with career pathing so our employees can confidently map out their futures.

Work with Us

Let’s Stay in Touch.

Finances can seem overwhelming at times. That’s why we have plenty of expert resources and helpful member service representatives ready to answer any questions you may have.