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Branch Closure Notice

All branches and contact centers will be closed on Monday, September 7, 2026, in observance of Labor Day.
Online and mobile banking are available 24/7. We will resume normal business hours on Tuesday, September 8, 2026.

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AUTO RESOURCE CENTER

Drive Smart:
Insider Tips & Tricks

Your guide to making informed car-buying and financing decisions, tailored for NYC drivers and our community.

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Best Times to Buy a Car and Save Big!

Timing is everything when it comes to buying or leasing a car, especially in New York, where prices and availability can fluctuate based on demand. Choosing the right time to buy can save you hundreds or even thousands of dollars.

From year-end sales to strategic shopping during holiday events, here’s when New Yorkers should be looking for the best deals on their next car.

car shoppers

Explore Articles

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Why More New Yorkers Are Choosing Cars Over Subway: The Transportation Shift

NYC car ownership surged 12.1% from 2012-2021, adding 223,500+ vehicles as New Yorkers choose cars over unreliable subway service. Discover why smart auto financing is driving this transportation revolution in 2025.

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Electric vs. Hybrid vs. Gas: Which Car Should I Buy for Best Fuel Economy?

Gas vs hybrid vs electric cars: Compare fuel costs, MPG, range, and maintenance. Find the best car type for your budget and driving habits.

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New, Used, or Leasing ...What's Best for Me? What’s the Difference?

Is New Used or Leasing the Best Option for Me? What’s the Difference?

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Best Times to Buy a Car and Save Big

Discover the best times to buy a car in New York, from year-end blowouts to holiday sales, and learn strategies for scoring great deals.

Autos

10 Hidden Fees to Watch Out for When Buying a Car

10 Hidden Fees for New Yorkers to Watch Out for When Buying a Car

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Tips to Save Money and Negotiate Like a Pro

Smart Car Shopping in NYC: Tips to Save Money and Negotiate Like a Pro

 

Car Buying Tips

 

 

The tips provided on the website are of a general nature and meant for educational purposes only. Please consider your own specific objectives, financial situation, and needs given your own circumstances before making a decision. 
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