Privacy Policy
At Municipal Credit Union (MCU) your privacy is important to us. This Online Privacy
Policy is intended to explain how we treat information received from our MCU web
site.
General Information
No Personally Identifiable Information ("PII"), such as your name or address, is
collected automatically when you visit our web site.
Information Collected and Stored Automatically
For site security purposes and to ensure that this service remains available to
all users, MCU utilizes software programs to monitor network traffic in order to
identify unauthorized attempts to upload or change information, or otherwise cause
damage.
Web site management information is collected for statistical purposes. Computer
software programs are used to create summary statistics, which are used for such
purposes as assessing what information is of most and least interest, determining
technical design specifications, and identifying system performance or problem areas.
The following information is automatically collected and stored when you visit our
web site:
- The Internet domain (e.g., AOL, or MSN) from which you access our Web site
-
The make and model of Internet browser software that you have used when accessing
our Web site; and
-
The number of times that you have visited our Web site during the current month
(MCU utilizes "cookies". A "cookie" is a file placed on your hard drive by a Web
site that allows it to monitor your visit. You can set your browser to warn you
when placement of a cookie is requested and decide whether or not to accept it.)
When viewing nymcu.org, advertising cookies will be placed on your computer. We
work with our display advertising partners, Xaxis, Rocket Fuel and Prospero, to present you with retargeting
advertising on other web sites based on your previous actions on nymcu.org. The
methods our partners use adhere to the highest advertising privacy standards, do
not collect PII, observe all opt-out requests from users, do not install any software
programs whatsoever, and use only Network Advertising Initiative (NAI) certified
technology.
Click here to opt-out
of Xaxis, Rocket Fuel and Prospero and their partners’ targeted advertising.
If you choose to opt-out, your election will be communicated by the Network Advertising
Initiative (NAI) to their participating companies and a cookie will be placed on
your browser indicating your decision to opt-out. If you elect to opt-out, bear
in mind that because cookies are stored by your browser, if you use different browsers
on your computer, or multiple computers and devices that have browsers, you will
need to opt-out from each browser on each of the computers and devices that you
use. You may still receive advertisements from us, they just won’t be customized
based on your web-browsing activities.
Information Collected from E-mails and Web Forms
When you send us PII, for example, in an electronic mail message containing a question
or comment or by filling out a form that e-mails us information, we use this information
to fulfill or respond to your requests. We may store these requests to provide us
with information for future improvements to our Web site. We may forward your e-mail
to third parties who provide specific products that you are requesting information
about. We do not create individual profiles with this information you provide. MCU
does not give, sell or transfer personal information to third parties unless: a)
it is necessary for completing a transaction, or b) it is required to verify the
existence and condition of your account for a third party, or c) it is required
by law or, d) you give MCU your permission.