| Account | Minimum Opening Deposit | Minimum Balance | Term (months) | Annual Percentage Yield | Dividend Rate |
|---|
| Share Certificate and IRA Rates |
| 3-Month Share Certificate | $500 | $500 | 3 | 0.10% | 0.10% |
| 6-Month Share Certificate | $500 | $500 | 6 | 0.15% | 0.15% |
| 9-Month Share Certificate | $500 | $500 | 9 | 0.20% | 0.20% |
| 12-Month Share Certificate | $500 | $500 | 12 | 0.25% | 0.25% |
| 24-Month Share Certificate | $500 | $500 | 24 | 0.40% | 0.40% |
| 30-Month Share Certificate | $500 | $500 | 30 | 0.50% | 0.50% |
| 36-Month Share Certificate | $500 | $500 | 36 | 0.60% | 0.60% |
| Deposit Plus Share Certificate | $250 | $250 | 18 | 0.30% | 0.30% |
| Secured Visa Share Certificate | $300 | $300 | 18 | 0.30% | 0.30% |
| IRA 03-Month Share Certificate | $500 | $500 | 3 | 0.10% | 0.10% |
| IRA 06-Month Share Certificate | $500 | $500 | 6 | 0.15% | 0.15% |
| IRA 09-Month Share Certificate | $500 | $500 | 9 | 0.20% | 0.20% |
| IRA 12-Month Share Certificate | $500 | $500 | 12 | 0.25% | 0.25% |
| IRA 18-Month Share Certificate | $100 | $100 | 18 | 0.30% | 0.30% |
| IRA 24-Month Share Certificate | $500 | $500 | 24 | 0.40% | 0.40% |
| IRA 30-Month Share Certificate | $500 | $500 | 30 | 0.50% | 0.50% |
| IRA 36-Month Share Certificate | $500 | $500 | 36 | 0.60% | 0.60% |
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APY = Annual Percentage Yield
The APY is accurate as of Thursday, December 5, 2019.
The IRA 18-Month Share Certificate Account is a variable rate account and the rate may change after the account is opened. All other Share Certificate Accounts are fixed-rate accounts. A penalty may be imposed for early withdrawals.
The APY is accurate as of Thursday, December 5, 2019.