Advice & Planning

Calculators

Use our Loan Payment Estimator to get an idea of how much your monthly payments would be with an MCU loan.

Please Note: When keying in your information, do not use dollar signs, percent signs or commas. For example, if you were entering a loan amount of twenty thousand dollars, you would enter it as 20000 an interest rate of 6.95% would be entered as 6.95
Loan Amount:
Interest Rate:
Period ( in months ):
Disability Insurance:
Life Insurance: Single Life Insurance
Joint Life Insurance

Estimated Monthly Loan Payment:
To apply for a loan click here.

Today’s Rates

LOANSAPR
Auto Loan*2.29%
Personal Loan**6.95%
  1. APPLY NOW
  2. VIEW ALL
MORTGAGESAPR
30 Year Fixed3.185%
HELOC1.99%
  1. APPLY NOW
  2. VIEW ALL
SAVINGSAPY***
IRA 18-Month Variable0.05%
Share Certificate 36-Month0.30%
  1. OPEN NOW
  2. VIEW ALL

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for personal loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

Join MCU

Products & Services

Rates

Advice & Planning

Online Banking

ABout MCU

Member Service

         

Copyright 2021 Municipal Credit Union. All rights reserved. Privacy Policy  Online Privacy Policy

This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

This website strives to comply with the best practices and standards as defined by Section 508 of the U.S. Rehabilitation Act and level AA of the Worldwide Web Consortium (W3C) Web Content Accessibility Guidelines 2.0. If you experience trouble accessing this website or would like to share feedback, please contact us at 212-693-4900.

MCU’s services and products are directed to members residing in the United States.

  • youtube facebook
    twitter instagram

Routing Number: 226078036

NMLS #:184286

  • ncua Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.