About MCU

TRUE Rewards

1.5% Cash Back*

No Annual Fees

No penalty rate

Apply Today

* Earn 1.5% Cash Back on eligible net purchases. Please see the MCU TRUE Rewards Cash Back VISA® Card Program Description for further information.

** APR = Annual Percentage Rate. Introductory APR for new cardholders on purchases and balance transfers is 0.00%, 2.90%, 3.90% or 5.90% based on your creditworthiness, for the first twelve (12) months. After the Introductory APR period expires, the APR will be, depending on your creditworthiness at account opening, 14.40%, 15.65%, 17.15%, or 18.90% – these post-introductory APRs may vary. The APR for Cash Advances is a fixed 17.90%. The Cash Advance Fee is $2.00 or 3% of the amount advanced, whichever is greater (maximum $30.00). The Balance Transfer Fee is $2.00 or 3% of the balance transfer amount, whichever is greater. Balance transfers from another MCU loan or MCU VISA® card are not permitted. If interest is charged, the minimum periodic interest charge is $0.50. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Certain restrictions apply. Membership is required.

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Routing Transit Number: 226078036