About MCU

TRUE Rewards

1% Cash Back*

No Annual Fees

No penalty rate

Apply Today

* Earn 1% Cash Back on eligible net purchases. Please see the MCU TRUE Rewards Cash Back VISA Card Program Description for further information.

** APR = Annual Percentage Rate. Introductory APR for new cardholders on new purchases and balance transfers is either 0.00%, 2.90%, 3.90% or 5.90% for the first twelve (12) months, based on your creditworthiness. After the Introductory APR period expires, the APR will be either 12.40%, 13.65%, 15.15% or 16.90%, based on your creditworthiness – these post-introductory APRs may vary. The APR for Cash Advances is a fixed 17.90%. The Cash Advance Fee is $2.00 or 3% of the Cash Advance, whichever is greater (maximum $30.00).The Balance Transfer Fee is 3% of the balance transfer amount or $10.00, whichever is greater. Balance transfers from another MCU loan or MCU VISA Card are not permitted. If interest is charged, the minimum periodic interest charge is $0.50. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Certain restrictions apply. Membership is required.

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Routing Transit Number: 226078036