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Notice: Digital Banking & NYMCU Mobile App Are Up and Running!
We’re happy to share that NYMCU Digital Banking and our Mobile Banking App are fully operational and working as expected. You can log in anytime to check balances, transfer funds, pay bills, and manage your accounts with confidence.
Thank you for being a valued MCU member — we’re here for you!

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    DEBT PROTECTION

    Play it Safe

    Protect your loan payments should you experience a protected life event.
    FILE A CLAIM
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    PROTECTION WHEN IT MATTERS …
    WE ARE HERE TO HELP!

    In your time of need, our claims process is simple. If you elected Credit Insurance or Debt Protection on your loan, use this online claim process to file your claim.

    • Life
    • Disability
    • Involuntary Unemployment
    • Terminal Illness

     

     

     

     

     

    • Accidental Dismemberment
    • Hospitalization
    • Family Medical Leave
    • Loss of life of a dependent
    File a Claim

    To begin, please fill out a CLAIM FORM.
    If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you. 

    Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: 
    Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit 
    agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. 
    Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base 
    Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL;
    CI-MP-OE- CC POL; CI-MP-OE-POL; B3a-800-0992.
    Debt Protection is optional and will not affect your application for credit or the terms of any credit 
    agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. 
    Please contact your loan representative or refer to the contract for a full explanation of the terms. You will 
    receive the contract before you are required to pay for Debt Protection. You may cancel the protection at 
    any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
    You are now leaving the Municipal Credit Union website and entering a website hosted by another party. A link to this site is being made available for convenience and informational purposes only. Any products or services accessed through this link are not being provided by Municipal Credit Union and are solely the responsibility of the vendor or merchant hosting this other website. Please be advised that the vendor or merchant hosting this other website may have a privacy and information security policy that is different than that of Municipal Credit Union. Municipal Credit Union disclaims any responsibility for the content of the third-party website you are about to access.
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